For a number of year now ATprojects has run a small Christmas club thereby staff invests a small amount of money at the beginning of the year and then lends money to all our staff during the year and their investment and profit is paid out just before the Christmas holidays. And this year we has a payout of almost K20,000 or a 85% profit on everyone’s investment. And so on Friday just before closing time all the club members came to collect they payout, including our youngest investor Mr Fernando Frank [see picture] the son of our account Hariha and his wife Vero.